Aug 11, 2016 - Thursday 7:15 pm

Ray's Choice Gold Rush Pairs Event Summary

Session

51.5 Tables

Players

Overalls

 

mps Color 7 3 1 Overall Score Player 1 Player 2 Personal
Scores
14.01 Gold 1 62.80 Layne VinjeRochester, MN Pushpa PrakashRochester, MN Scores
10.51 Gold 2 1 61.52 Laura CraftLeander, TX Sharon DameronCedar Park, TX Scores
7.88 Gold 3 60.72 Mark MartyClayton, CA Judy KennedyOmaha, NE Scores
5.91 Gold 4 60.42 John CrittendenBoulder, CO Ann GruidelBoulder, CO Scores
4.67 Gold 5 59.67 Christopher GortonBoston, MA Cynthia GortonBoston, MA Scores
5.61 Gold|Red 6 2 59.52 Regina OlsenGrand Island, NE Bonnie ArnoldOmaha, NE Scores
3.50 Gold 7 59.08 Carrie KaplanHudson, WI Angela MintoApple Valley, MN Scores
3.11 Gold 8 58.78 Veronica BeschOverland Park, KS Charlie BeschOverland Park, KS Scores
4.21 Gold|Red 9 3 58.54 Rita MillerEdmond, OK Sylvia JacksonNiceville, FL Scores
2.55 Gold 10 4 1 58.33 Ellie FehrmanLa Vista, NE Chris PietigOmaha, NE Scores
2.34 Gold 11 57.89 Gwen SwangerWest Des Moines, IA Sheryl MorrowUrbandale, IA Scores
2.16 Gold 12 57.74 Patricia ChristieGretna, NE Christine HattonOmaha, NE Scores
2.15 Gold|Red 13 57.68 Jane TrahmsLakeville, MN Ann HouseEden Prairie, MN Scores
2.30 Gold|Red 14 57.15 Robert BartlettOak Grove, MO Mary Ellen BartlettOak Grove, MO Scores
1.75 Gold 15 5 56.85 Carol MillerOmaha, NE Donna LongoOmaha, NE Scores
2.25 Gold|Red 16/17 6 56.55 Mary HugheyBellevue, NE Donna BryantCouncil Bluffs, IA Scores
1.61 Gold 16/17 56.55 Susie ThompsonUrbandale, IA Gloria EdmanWest Des Moines, IA Scores
1.54 Gold|Red 18 55.36 Carol PanzerIowa City, IA Martha PetersonNichols, IA Scores
1.40 Gold 19 54.94 Timothy McColloughElkhorn, NE Teresa McIntyreOmaha, NE Scores
1.58 Gold|Red 20 54.92 Darrel DraperOmaha, NE JoAnne DraperOmaha, NE Scores
1.61 Gold 21 54.47 Roseanne RinderknechtClive, IA Roger RinderknechtClive, IA Scores
1.87 Gold|Red 22 7 54.34 Everett PhillipsKansas City, MO Carol PhillipsKansas City, MO Scores
1.15 Gold 23/24 8 54.32 Steve MeredithBellevue, NE Elise BarrOmaha, NE Scores
1.15 Gold 23/24 54.32 Rita ReedClive, IA Peter ReedClive, IA Scores
1.84 Gold|Red 25 9 2 54.17 Rebecca JosephWest Des Moines, IA Kathy ZumbachWest Des Moines, IA Scores
1.68 Gold|Red 26/29 10/11 53.72 Jonann NoftsgerWindsor Heights, IA Carol LongWest Des Moines, IA Scores
1.37 Gold|Red 26/29 10/11 53.72 John KimmelWichita, KS Richard BowmanWichita, KS Scores
1.07 Gold|Red 26/29 53.72 Tom ButtweilerSaint Cloud, MN Joan PickardSaint Cloud, MN Scores
1.07 Gold|Red 26/29 53.72 Robert MarvinJanesville, IA Mary Kay MarvinJanesville, IA Scores
1.61 Gold 12 3 53.42 Pat KottenBattle Lake, MN Michael KottenBattle Lake, MN Scores
1.61 Gold 13 53.27 Phyllis HearnEdmond, OK Suzanne MurphyOklahoma City, OK Scores
1.67 Red 14 52.68 Harriette KrasnoffMaple Grove, MN Michael KrasnoffMaple Grove, MN Scores

Recaps

Section OO

NS

Pair Player 1 Player 2 Flt Qual Overall Section Session
Score
% Carry
Over
Adjust Overall
Score
mps Color Next
Session
Personal
Scores
7 3 1 7 3 1
4 Mark Marty Judy Kennedy 7 3 - - 3 - - -5.95 54.76 66.67 60.72 7.88 Gold Scores
8 Christopher Gorton Cynthia Gorton 7 5 - - 1 - - 1.04 60.71 58.63 59.67 4.67 Gold Scores
1 Ellie Fehrman Chris Pietig 1 10 4 1 2 1 - -1.19 57.14 59.52 58.33 2.55 Gold Scores
7 Darrel Draper JoAnne Draper 7 20 - - 4 - - -1.93 52.98 56.85 54.92 1.58 Gold|Red Scores
6 Georgann DeMoss Bernadette Cleary 3 - - - - - - -4.61 45.54 54.76 50.15 0.77 Red Scores
2 Caryl Martinez Ahmed Ibrahim 3 - - - - 2 - -0.29 49.11 49.70 49.41 0.69 Red Scores
9 Beverly Loehrke Margaret Barber 3 - - - - - - -2.98 41.96 47.92 44.94 Scores
3 Marilyn Jones Claudia Blackman 7 - - - - - - 4.32 47.02 38.39 42.71 Scores
5 Patty Barry Dolores Brady 3 - - - - - - 1.19 40.77 38.39 39.58 Scores

EW

Pair Player 1 Player 2 Flt Qual Overall Section Session
Score
% Carry
Over
Adjust Overall
Score
mps Color Next
Session
Personal
Scores
7 3 1 7 3 1
8 Laura Craft Sharon Dameron 3 2 1 - 2 1 - -5.44 56.08 66.96 61.52 10.51 Gold Scores
2 John Crittenden Ann Gruidel 7 4 - - 1 - - -3.57 56.85 63.99 60.42 5.91 Gold Scores
1 Patricia Christie Christine Hatton 7 12 - - 4 - - -3.87 53.87 61.61 57.74 2.16 Gold Scores
9 Carol Panzer Martha Peterson 7 18 - - 3 - - 55.36 55.36 55.36 1.54 Gold|Red Scores
5 Elaine Thompson Sheila Caffrey 3 - - - - - - 0.26 52.89 52.38 52.64 0.69 Red Scores
7 Victoria Billard Marilyn Hutcherson 7 - - - - - - -3.60 46.67 53.87 50.27 Scores
3 Mary David Dianne Swieskowski 7 - - - - - - -6.08 42.01 54.17 48.09 0.56 Red Scores
4 Ronald Nielsen Carolyn Nielsen 7 - - - - - - 5.02 48.13 38.10 43.12 Scores
6 David Diehm Carolyn Diehm 3 - - - - - - 0.15 38.99 38.69 38.84 Scores

Board Results

Section OO

Dlr: N Vul: None
1
6 10 15 9
A 9 2 7 6 2 9 7 Q 10 8 6 2
8 5 4 K 8 5 4 A K 8 4 3 9
K 10 6 A 10 Q J 10 6 2 A J 5

Q J 7 3 Q J 9 3 5 K 7 4 3
Deep Finesse Analysis:
NS 1; EW 2N; EW 2; EW 2; EW 5;

N-S

Contract By Score Matchpoints% Pairs
3NT E -400 457 1-Ellie Fehrman-Chris Pietig vs.
1-Patricia Christie-Christine Hatton
3NT E -430 114 3-Marilyn Jones-Claudia Blackman vs.
5-Elaine Thompson-Sheila Caffrey
3NT E -400 457 4-Mark Marty-Judy Kennedy vs.
7-Victoria Billard-Marilyn Hutcherson
3NT E -430 114 5-Patty Barry-Dolores Brady vs.
9-Carol Panzer-Martha Peterson
3NT E -430 114 6-Georgann DeMoss-Bernadette Cleary vs.
2-John Crittenden-Ann Gruidel
3NT E 100 7100 7-Darrel Draper-JoAnne Draper vs.
4-Ronald Nielsen-Carolyn Nielsen
3 E -110 686 8-Christopher Gorton-Cynthia Gorton vs.
6-David Diehm-Carolyn Diehm
3NT E -400 457 9-Beverly Loehrke-Margaret Barber vs.
8-Laura Craft-Sharon Dameron

E-W

Contract By Score Matchpoints% Pairs
3NT E 400 343 1-Patricia Christie-Christine Hatton vs.
1-Ellie Fehrman-Chris Pietig
3NT E 430 686 2-John Crittenden-Ann Gruidel vs.
6-Georgann DeMoss-Bernadette Cleary
3NT E -100 00 4-Ronald Nielsen-Carolyn Nielsen vs.
7-Darrel Draper-JoAnne Draper
3NT E 430 686 5-Elaine Thompson-Sheila Caffrey vs.
3-Marilyn Jones-Claudia Blackman
3 E 110 114 6-David Diehm-Carolyn Diehm vs.
8-Christopher Gorton-Cynthia Gorton
3NT E 400 343 7-Victoria Billard-Marilyn Hutcherson vs.
4-Mark Marty-Judy Kennedy
3NT E 400 343 8-Laura Craft-Sharon Dameron vs.
9-Beverly Loehrke-Margaret Barber
3NT E 430 686 9-Carol Panzer-Martha Peterson vs.
5-Patty Barry-Dolores Brady

Dlr: E Vul: N-S
2
4 16 13 7
6 5 3 2 J 5 3 8 Q J 10 9 2
K J 7 A K 7 6 2 Q 9 3 K 8
A 8 Q 10 9 8 K 7 5 A 6 5 3

Q 10 9 4 4 A J 10 6 4 2 7 4
Deep Finesse Analysis:
EW 5N; EW 3; EW 5; EW 3; EW 3;

N-S

Contract By Score Matchpoints% Pairs
4 W -450 457 1-Ellie Fehrman-Chris Pietig vs.
1-Patricia Christie-Christine Hatton
4 W -450 457 3-Marilyn Jones-Claudia Blackman vs.
5-Elaine Thompson-Sheila Caffrey
4 W -480 0.57 4-Mark Marty-Judy Kennedy vs.
7-Victoria Billard-Marilyn Hutcherson
4 W -450 457 5-Patty Barry-Dolores Brady vs.
9-Carol Panzer-Martha Peterson
4 W -480 0.57 6-Georgann DeMoss-Bernadette Cleary vs.
2-John Crittenden-Ann Gruidel
4 W -450 457 7-Darrel Draper-JoAnne Draper vs.
4-Ronald Nielsen-Carolyn Nielsen
5 W -450 457 8-Christopher Gorton-Cynthia Gorton vs.
6-David Diehm-Carolyn Diehm
6 W 50 7100 9-Beverly Loehrke-Margaret Barber vs.
8-Laura Craft-Sharon Dameron

E-W

Contract By Score Matchpoints% Pairs
4 W 450 343 1-Patricia Christie-Christine Hatton vs.
1-Ellie Fehrman-Chris Pietig
4 W 480 6.593 2-John Crittenden-Ann Gruidel vs.
6-Georgann DeMoss-Bernadette Cleary
4 W 450 343 4-Ronald Nielsen-Carolyn Nielsen vs.
7-Darrel Draper-JoAnne Draper
4 W 450 343 5-Elaine Thompson-Sheila Caffrey vs.
3-Marilyn Jones-Claudia Blackman
5 W 450 343 6-David Diehm-Carolyn Diehm vs.
8-Christopher Gorton-Cynthia Gorton
4 W 480 6.593 7-Victoria Billard-Marilyn Hutcherson vs.
4-Mark Marty-Judy Kennedy
6 W -50 00 8-Laura Craft-Sharon Dameron vs.
9-Beverly Loehrke-Margaret Barber
4 W 450 343 9-Carol Panzer-Martha Peterson vs.
5-Patty Barry-Dolores Brady

Dlr: S Vul: E-W
3
9 9 8 14
9 6 5 2 J 10 A K 9 6 J 6 4
A Q 10 8 7 3 10 K 10 9 8 3 2
K J 4 3 Q 6 5 4 2 4 3 Q 7

A K 9 8 7 Q J 8 7 5 2 A 5
Deep Finesse Analysis:
NS 2N; NS 3; NS 7; EW 4; EW 2;

N-S

Contract By Score Matchpoints% Pairs
4 W 100 1.521 1-Ellie Fehrman-Chris Pietig vs.
1-Patricia Christie-Christine Hatton
4 S -150 00 3-Marilyn Jones-Claudia Blackman vs.
5-Elaine Thompson-Sheila Caffrey
5 S 400 457 4-Mark Marty-Judy Kennedy vs.
7-Victoria Billard-Marilyn Hutcherson
4 S 450 7100 5-Patty Barry-Dolores Brady vs.
9-Carol Panzer-Martha Peterson
5 S 420 5.579 6-Georgann DeMoss-Bernadette Cleary vs.
2-John Crittenden-Ann Gruidel
3 S 150 343 7-Darrel Draper-JoAnne Draper vs.
4-Ronald Nielsen-Carolyn Nielsen
5 S 420 5.579 8-Christopher Gorton-Cynthia Gorton vs.
6-David Diehm-Carolyn Diehm
5 E 100 1.521 9-Beverly Loehrke-Margaret Barber vs.
8-Laura Craft-Sharon Dameron

E-W

Contract By Score Matchpoints% Pairs
4 W -100 5.579 1-Patricia Christie-Christine Hatton vs.
1-Ellie Fehrman-Chris Pietig
5 S -420 1.521 2-John Crittenden-Ann Gruidel vs.
6-Georgann DeMoss-Bernadette Cleary
3 S -150 457 4-Ronald Nielsen-Carolyn Nielsen vs.
7-Darrel Draper-JoAnne Draper
4 S 150 7100 5-Elaine Thompson-Sheila Caffrey vs.
3-Marilyn Jones-Claudia Blackman
5 S -420 1.521 6-David Diehm-Carolyn Diehm vs.
8-Christopher Gorton-Cynthia Gorton
5 S -400 343 7-Victoria Billard-Marilyn Hutcherson vs.
4-Mark Marty-Judy Kennedy
5 E -100 5.579 8-Laura Craft-Sharon Dameron vs.
9-Beverly Loehrke-Margaret Barber
4 S -450 00 9-Carol Panzer-Martha Peterson vs.
5-Patty Barry-Dolores Brady

Dlr: W Vul: Both
4
11 5 9 15
A 9 8 5 4 K 9 7 5 A 5 9 6
J 7 6 10 8 10 7 3 2 A 8 7 3
Q 10 3 J 4 Q J 8 Q J 10 4 2

K 2 A Q 6 3 2 K 9 6 4 K 5
Deep Finesse Analysis:
N 2N; NS 4; N 5; NS 2; S 4N; S 6; S 1;

N-S

Contract By Score Matchpoints% Pairs
4 S 680 686 1-Ellie Fehrman-Chris Pietig vs.
9-Carol Panzer-Martha Peterson
4 S 650 229 2-Caryl Martinez-Ahmed Ibrahim vs.
2-John Crittenden-Ann Gruidel
4 S 680 686 4-Mark Marty-Judy Kennedy vs.
6-David Diehm-Carolyn Diehm
4 S 650 229 5-Patty Barry-Dolores Brady vs.
8-Laura Craft-Sharon Dameron
4 S 650 229 6-Georgann DeMoss-Bernadette Cleary vs.
1-Patricia Christie-Christine Hatton
4 S 650 229 7-Darrel Draper-JoAnne Draper vs.
3-Mary David-Dianne Swieskowski
4 S 680 686 8-Christopher Gorton-Cynthia Gorton vs.
5-Elaine Thompson-Sheila Caffrey
4 S 650 229 9-Beverly Loehrke-Margaret Barber vs.
7-Victoria Billard-Marilyn Hutcherson

E-W

Contract By Score Matchpoints% Pairs
4 S -650 571 1-Patricia Christie-Christine Hatton vs.
6-Georgann DeMoss-Bernadette Cleary
4 S -650 571 2-John Crittenden-Ann Gruidel vs.
2-Caryl Martinez-Ahmed Ibrahim
4 S -650 571 3-Mary David-Dianne Swieskowski vs.
7-Darrel Draper-JoAnne Draper
4 S -680 114 5-Elaine Thompson-Sheila Caffrey vs.
8-Christopher Gorton-Cynthia Gorton
4 S -680 114 6-David Diehm-Carolyn Diehm vs.
4-Mark Marty-Judy Kennedy
4 S -650 571 7-Victoria Billard-Marilyn Hutcherson vs.
9-Beverly Loehrke-Margaret Barber
4 S -650 571 8-Laura Craft-Sharon Dameron vs.
5-Patty Barry-Dolores Brady
4 S -680 114 9-Carol Panzer-Martha Peterson vs.
1-Ellie Fehrman-Chris Pietig

Dlr: N Vul: N-S
5
13 8 2 17
Q 9 7 Q A J 5 3 K J 9 8 3
A K 10 4 2 J 9 8 7 10 6 4 7
8 5 10 6 5 4 3 2 9 7 Q 10 6

J 6 3 A K K Q 8 2 A 5 4 2
Deep Finesse Analysis:
NS 3N; NS 1; NS 3; NS 4; EW 2;

N-S

Contract By Score Matchpoints% Pairs
6NTx S -500 114 1-Ellie Fehrman-Chris Pietig vs.
9-Carol Panzer-Martha Peterson
3NT S 630 7100 2-Caryl Martinez-Ahmed Ibrahim vs.
2-John Crittenden-Ann Gruidel
3NT S 600 5.579 4-Mark Marty-Judy Kennedy vs.
6-David Diehm-Carolyn Diehm
5x W 500 457 5-Patty Barry-Dolores Brady vs.
8-Laura Craft-Sharon Dameron
5 S -100 229 6-Georgann DeMoss-Bernadette Cleary vs.
1-Patricia Christie-Christine Hatton
3NT S 600 5.579 7-Darrel Draper-JoAnne Draper vs.
3-Mary David-Dianne Swieskowski
3 N 130 343 8-Christopher Gorton-Cynthia Gorton vs.
5-Elaine Thompson-Sheila Caffrey
6NTx S -800 00 9-Beverly Loehrke-Margaret Barber vs.
7-Victoria Billard-Marilyn Hutcherson

E-W

Contract By Score Matchpoints% Pairs
5 S 100 571 1-Patricia Christie-Christine Hatton vs.
6-Georgann DeMoss-Bernadette Cleary
3NT S -630 00 2-John Crittenden-Ann Gruidel vs.
2-Caryl Martinez-Ahmed Ibrahim
3NT S -600 1.521 3-Mary David-Dianne Swieskowski vs.
7-Darrel Draper-JoAnne Draper
3 N -130 457 5-Elaine Thompson-Sheila Caffrey vs.
8-Christopher Gorton-Cynthia Gorton
3NT S -600 1.521 6-David Diehm-Carolyn Diehm vs.
4-Mark Marty-Judy Kennedy
6NTx S 800 7100 7-Victoria Billard-Marilyn Hutcherson vs.
9-Beverly Loehrke-Margaret Barber
5x W -500 343 8-Laura Craft-Sharon Dameron vs.
5-Patty Barry-Dolores Brady
6NTx S 500 686 9-Carol Panzer-Martha Peterson vs.
1-Ellie Fehrman-Chris Pietig

Dlr: E Vul: E-W
6
4 8 17 11
9 6 5 2 8 6 4 2 A 8 7 5 4
K 10 8 6 4 2 10 9 10 7 5 K Q
3 A K J A K Q 9 3 9 6 3 2

A Q J 7 5 Q 8 7 4 3 J J 10
Deep Finesse Analysis:
EW 4N; EW 2; EW 1; EW 4; EW 2;

N-S

Contract By Score Matchpoints% Pairs
3NT W -630 114 1-Ellie Fehrman-Chris Pietig vs.
9-Carol Panzer-Martha Peterson
4 N -300 229 2-Caryl Martinez-Ahmed Ibrahim vs.
2-John Crittenden-Ann Gruidel
2 S -50 7100 4-Mark Marty-Judy Kennedy vs.
6-David Diehm-Carolyn Diehm
4x S -800 00 5-Patty Barry-Dolores Brady vs.
8-Laura Craft-Sharon Dameron
2 W -110 571 6-Georgann DeMoss-Bernadette Cleary vs.
1-Patricia Christie-Christine Hatton
2NT E -180 343 7-Darrel Draper-JoAnne Draper vs.
3-Mary David-Dianne Swieskowski
2 S -100 686 8-Christopher Gorton-Cynthia Gorton vs.
5-Elaine Thompson-Sheila Caffrey
2NT W -150 457 9-Beverly Loehrke-Margaret Barber vs.
7-Victoria Billard-Marilyn Hutcherson

E-W

Contract By Score Matchpoints% Pairs
2 W 110 229 1-Patricia Christie-Christine Hatton vs.
6-Georgann DeMoss-Bernadette Cleary
4 N 300 571 2-John Crittenden-Ann Gruidel vs.
2-Caryl Martinez-Ahmed Ibrahim
2NT E 180 457 3-Mary David-Dianne Swieskowski vs.
7-Darrel Draper-JoAnne Draper
2 S 100 114 5-Elaine Thompson-Sheila Caffrey vs.
8-Christopher Gorton-Cynthia Gorton
2 S 50 00 6-David Diehm-Carolyn Diehm vs.
4-Mark Marty-Judy Kennedy
2NT W 150 343 7-Victoria Billard-Marilyn Hutcherson vs.
9-Beverly Loehrke-Margaret Barber
4x S 800 7100 8-Laura Craft-Sharon Dameron vs.
5-Patty Barry-Dolores Brady
3NT W 630 686 9-Carol Panzer-Martha Peterson vs.
1-Ellie Fehrman-Chris Pietig

Dlr: S Vul: Both
7
9 8 9 14
J 9 6 5 4 6 2 K J 2 A 7 4
A 8 Q J 10 8 7 6 4 J 6 3 2
Q 10 3 2 K 9 7 Q 9 5 Q 8 5

K 7 A 10 8 5 4 3 A 3 K 10 9
Deep Finesse Analysis:
N 3N; NS 3; NS 3; NS 1; NS 1; S 2N;

N-S

Contract By Score Matchpoints% Pairs
4 S -300 00 1-Ellie Fehrman-Chris Pietig vs.
8-Laura Craft-Sharon Dameron
2 S 170 6.593 2-Caryl Martinez-Ahmed Ibrahim vs.
1-Patricia Christie-Christine Hatton
2 S 140 2.536 3-Marilyn Jones-Claudia Blackman vs.
3-Mary David-Dianne Swieskowski
2 S 140 2.536 5-Patty Barry-Dolores Brady vs.
7-Victoria Billard-Marilyn Hutcherson
2 S 140 2.536 6-Georgann DeMoss-Bernadette Cleary vs.
9-Carol Panzer-Martha Peterson
2 S 140 2.536 7-Darrel Draper-JoAnne Draper vs.
2-John Crittenden-Ann Gruidel
2 S 170 6.593 8-Christopher Gorton-Cynthia Gorton vs.
4-Ronald Nielsen-Carolyn Nielsen
2NT N 150 571 9-Beverly Loehrke-Margaret Barber vs.
6-David Diehm-Carolyn Diehm

E-W

Contract By Score Matchpoints% Pairs
2 S -170 0.57 1-Patricia Christie-Christine Hatton vs.
2-Caryl Martinez-Ahmed Ibrahim
2 S -140 4.564 2-John Crittenden-Ann Gruidel vs.
7-Darrel Draper-JoAnne Draper
2 S -140 4.564 3-Mary David-Dianne Swieskowski vs.
3-Marilyn Jones-Claudia Blackman
2 S -170 0.57 4-Ronald Nielsen-Carolyn Nielsen vs.
8-Christopher Gorton-Cynthia Gorton
2NT N -150 229 6-David Diehm-Carolyn Diehm vs.
9-Beverly Loehrke-Margaret Barber
2 S -140 4.564 7-Victoria Billard-Marilyn Hutcherson vs.
5-Patty Barry-Dolores Brady
4 S 300 7100 8-Laura Craft-Sharon Dameron vs.
1-Ellie Fehrman-Chris Pietig
2 S -140 4.564 9-Carol Panzer-Martha Peterson vs.
6-Georgann DeMoss-Bernadette Cleary

Dlr: W Vul: None
8
5 7 15 13
J 8 5 4 3 2 J 10 9 K 8 7 4
Q 10 Q 5 3 K 9 6 4 2 10 9 6
A K A 7 6 4 2 J 10 3 Q J 5

9 7 6 K 8 A Q 8 7 5 A 3 2
Deep Finesse Analysis:
NS 3; NS 2; E 1; EW 1; W 2;

N-S

Contract By Score Matchpoints% Pairs
2 N 140 5.579 1-Ellie Fehrman-Chris Pietig vs.
8-Laura Craft-Sharon Dameron
3 N 140 5.579 2-Caryl Martinez-Ahmed Ibrahim vs.
1-Patricia Christie-Christine Hatton
2 E 50 2.536 3-Marilyn Jones-Claudia Blackman vs.
3-Mary David-Dianne Swieskowski
2 E -110 00 5-Patty Barry-Dolores Brady vs.
7-Victoria Billard-Marilyn Hutcherson
3 N 140 5.579 6-Georgann DeMoss-Bernadette Cleary vs.
9-Carol Panzer-Martha Peterson
2 E 50 2.536 7-Darrel Draper-JoAnne Draper vs.
2-John Crittenden-Ann Gruidel
3 N 140 5.579 8-Christopher Gorton-Cynthia Gorton vs.
4-Ronald Nielsen-Carolyn Nielsen
1NT E -90 114 9-Beverly Loehrke-Margaret Barber vs.
6-David Diehm-Carolyn Diehm

E-W

Contract By Score Matchpoints% Pairs
3 N -140 1.521 1-Patricia Christie-Christine Hatton vs.
2-Caryl Martinez-Ahmed Ibrahim
2 E -50 4.564 2-John Crittenden-Ann Gruidel vs.
7-Darrel Draper-JoAnne Draper
2 E -50 4.564 3-Mary David-Dianne Swieskowski vs.
3-Marilyn Jones-Claudia Blackman
3 N -140 1.521 4-Ronald Nielsen-Carolyn Nielsen vs.
8-Christopher Gorton-Cynthia Gorton
1NT E 90 686 6-David Diehm-Carolyn Diehm vs.
9-Beverly Loehrke-Margaret Barber
2 E 110 7100 7-Victoria Billard-Marilyn Hutcherson vs.
5-Patty Barry-Dolores Brady
2 N -140 1.521 8-Laura Craft-Sharon Dameron vs.
1-Ellie Fehrman-Chris Pietig
3 N -140 1.521 9-Carol Panzer-Martha Peterson vs.
6-Georgann DeMoss-Bernadette Cleary

Dlr: N Vul: E-W
9
8 10 11 11
K J 9 5 K J 10 9 6 2 3 9 5
Q 4 A 10 9 7 5 2 A 8 4 3 2
10 6 2 8 7 5 4 A K Q J 4 J

A 8 7 3 Q 3 8 6 K Q 10 7 6
Deep Finesse Analysis:
NS 2; NS 3; NS 1; EW 1N; EW 5;

N-S

Contract By Score Matchpoints% Pairs
2 N 170 686 1-Ellie Fehrman-Chris Pietig vs.
8-Laura Craft-Sharon Dameron
4 N -50 1.521 2-Caryl Martinez-Ahmed Ibrahim vs.
1-Patricia Christie-Christine Hatton
4 W -130 00 3-Marilyn Jones-Claudia Blackman vs.
3-Mary David-Dianne Swieskowski
4 S -50 1.521 5-Patty Barry-Dolores Brady vs.
7-Victoria Billard-Marilyn Hutcherson
2 N 140 457 6-Georgann DeMoss-Bernadette Cleary vs.
9-Carol Panzer-Martha Peterson
3NT W 200 7100 7-Darrel Draper-JoAnne Draper vs.
2-John Crittenden-Ann Gruidel
3 S 140 457 8-Christopher Gorton-Cynthia Gorton vs.
4-Ronald Nielsen-Carolyn Nielsen
3 N 140 457 9-Beverly Loehrke-Margaret Barber vs.
6-David Diehm-Carolyn Diehm

E-W

Contract By Score Matchpoints% Pairs
4 N 50 5.579 1-Patricia Christie-Christine Hatton vs.
2-Caryl Martinez-Ahmed Ibrahim
3NT W -200 00 2-John Crittenden-Ann Gruidel vs.
7-Darrel Draper-JoAnne Draper
4 W 130 7100 3-Mary David-Dianne Swieskowski vs.
3-Marilyn Jones-Claudia Blackman
3 S -140 343 4-Ronald Nielsen-Carolyn Nielsen vs.
8-Christopher Gorton-Cynthia Gorton
3 N -140 343 6-David Diehm-Carolyn Diehm vs.
9-Beverly Loehrke-Margaret Barber
4 S 50 5.579 7-Victoria Billard-Marilyn Hutcherson vs.
5-Patty Barry-Dolores Brady
2 N -170 114 8-Laura Craft-Sharon Dameron vs.
1-Ellie Fehrman-Chris Pietig
2 N -140 343 9-Carol Panzer-Martha Peterson vs.
6-Georgann DeMoss-Bernadette Cleary

Dlr: E Vul: Both
10
12 8 16 4
K 9 8 6 10 2 Q 10 5 A K 7 5
J 10 7 5 A K 4 3 9 3 4 3 2
A Q 4 3 8 A K J 8 6 Q 10 8

2 Q J 9 7 6 5 7 4 2 J 9 6
Deep Finesse Analysis:
EW 4N; EW 4; EW 1; EW 4; EW 3;

N-S

Contract By Score Matchpoints% Pairs
3 E -170 4.564 1-Ellie Fehrman-Chris Pietig vs.
7-Victoria Billard-Marilyn Hutcherson
3NT E -630 00 2-Caryl Martinez-Ahmed Ibrahim vs.
9-Carol Panzer-Martha Peterson
4 E -620 1.521 3-Marilyn Jones-Claudia Blackman vs.
2-John Crittenden-Ann Gruidel
4 E -620 1.521 4-Mark Marty-Judy Kennedy vs.
4-Ronald Nielsen-Carolyn Nielsen
1 E -170 4.564 6-Georgann DeMoss-Bernadette Cleary vs.
8-Laura Craft-Sharon Dameron
2 E -170 4.564 7-Darrel Draper-JoAnne Draper vs.
1-Patricia Christie-Christine Hatton
3 W -140 7100 8-Christopher Gorton-Cynthia Gorton vs.
3-Mary David-Dianne Swieskowski
3 E -170 4.564 9-Beverly Loehrke-Margaret Barber vs.
5-Elaine Thompson-Sheila Caffrey

E-W

Contract By Score Matchpoints% Pairs
2 E 170 2.536 1-Patricia Christie-Christine Hatton vs.
7-Darrel Draper-JoAnne Draper
4 E 620 5.579 2-John Crittenden-Ann Gruidel vs.
3-Marilyn Jones-Claudia Blackman
3 W 140 00 3-Mary David-Dianne Swieskowski vs.
8-Christopher Gorton-Cynthia Gorton
4 E 620 5.579 4-Ronald Nielsen-Carolyn Nielsen vs.
4-Mark Marty-Judy Kennedy
3 E 170 2.536 5-Elaine Thompson-Sheila Caffrey vs.
9-Beverly Loehrke-Margaret Barber
3 E 170 2.536 7-Victoria Billard-Marilyn Hutcherson vs.
1-Ellie Fehrman-Chris Pietig
1 E 170 2.536 8-Laura Craft-Sharon Dameron vs.
6-Georgann DeMoss-Bernadette Cleary
3NT E 630 7100 9-Carol Panzer-Martha Peterson vs.
2-Caryl Martinez-Ahmed Ibrahim

Dlr: S Vul: None
11
10 12 5 13
9 8 7 6 5 2 A K 2 K 5 8 4
K Q J 10 3 Q J 9 3 Q 7 J 6
4 10 6 5 4 10 8 K Q 9 5 3 2

A 8 7 A J 9 6 4 3 2 A 10 7
Deep Finesse Analysis:
NS 5N; NS 2; NS 6; NS 1;

N-S

Contract By Score Matchpoints% Pairs
5 S 400 686 1-Ellie Fehrman-Chris Pietig vs.
7-Victoria Billard-Marilyn Hutcherson
4 S 130 00 2-Caryl Martinez-Ahmed Ibrahim vs.
9-Carol Panzer-Martha Peterson
2 S 150 343 3-Marilyn Jones-Claudia Blackman vs.
2-John Crittenden-Ann Gruidel
3 S 150 343 4-Mark Marty-Judy Kennedy vs.
4-Ronald Nielsen-Carolyn Nielsen
3 S 150 343 6-Georgann DeMoss-Bernadette Cleary vs.
8-Laura Craft-Sharon Dameron
4 S 150 343 7-Darrel Draper-JoAnne Draper vs.
1-Patricia Christie-Christine Hatton
5 S 420 7100 8-Christopher Gorton-Cynthia Gorton vs.
3-Mary David-Dianne Swieskowski
4 S 150 343 9-Beverly Loehrke-Margaret Barber vs.
5-Elaine Thompson-Sheila Caffrey

E-W

Contract By Score Matchpoints% Pairs
4 S -150 457 1-Patricia Christie-Christine Hatton vs.
7-Darrel Draper-JoAnne Draper
2 S -150 457 2-John Crittenden-Ann Gruidel vs.
3-Marilyn Jones-Claudia Blackman
5 S -420 00 3-Mary David-Dianne Swieskowski vs.
8-Christopher Gorton-Cynthia Gorton
3 S -150 457 4-Ronald Nielsen-Carolyn Nielsen vs.
4-Mark Marty-Judy Kennedy
4 S -150 457 5-Elaine Thompson-Sheila Caffrey vs.
9-Beverly Loehrke-Margaret Barber
5 S -400 114 7-Victoria Billard-Marilyn Hutcherson vs.
1-Ellie Fehrman-Chris Pietig
3 S -150 457 8-Laura Craft-Sharon Dameron vs.
6-Georgann DeMoss-Bernadette Cleary
4 S -130 7100 9-Carol Panzer-Martha Peterson vs.
2-Caryl Martinez-Ahmed Ibrahim

Dlr: W Vul: N-S
12
19 2 13 6
K 6 5 A 8 K 6 3 A K Q 10 9
10 4 9 5 2 Q 10 9 7 5 4 6 2
Q 9 8 K Q 7 A J 2 J 8 7 4

A J 7 3 2 J 10 6 4 3 8 5 3
Deep Finesse Analysis:
NS 4N; NS 5; NS 4; NS 4; EW 1;

N-S

Contract By Score Matchpoints% Pairs
3NT N 660 457 1-Ellie Fehrman-Chris Pietig vs.
7-Victoria Billard-Marilyn Hutcherson
3NT N 600 0.57 2-Caryl Martinez-Ahmed Ibrahim vs.
9-Carol Panzer-Martha Peterson
3NT S 630 229 3-Marilyn Jones-Claudia Blackman vs.
2-John Crittenden-Ann Gruidel
3NT N 690 6.593 4-Mark Marty-Judy Kennedy vs.
4-Ronald Nielsen-Carolyn Nielsen
3NT N 690 6.593 6-Georgann DeMoss-Bernadette Cleary vs.
8-Laura Craft-Sharon Dameron
3NT N 600 0.57 7-Darrel Draper-JoAnne Draper vs.
1-Patricia Christie-Christine Hatton
3NT N 660 457 8-Christopher Gorton-Cynthia Gorton vs.
3-Mary David-Dianne Swieskowski
3NT N 660 457 9-Beverly Loehrke-Margaret Barber vs.
5-Elaine Thompson-Sheila Caffrey

E-W

Contract By Score Matchpoints% Pairs
3NT N -600 6.593 1-Patricia Christie-Christine Hatton vs.
7-Darrel Draper-JoAnne Draper
3NT S -630 571 2-John Crittenden-Ann Gruidel vs.
3-Marilyn Jones-Claudia Blackman
3NT N -660 343 3-Mary David-Dianne Swieskowski vs.
8-Christopher Gorton-Cynthia Gorton
3NT N -690 0.57 4-Ronald Nielsen-Carolyn Nielsen vs.
4-Mark Marty-Judy Kennedy
3NT N -660 343 5-Elaine Thompson-Sheila Caffrey vs.
9-Beverly Loehrke-Margaret Barber
3NT N -660 343 7-Victoria Billard-Marilyn Hutcherson vs.
1-Ellie Fehrman-Chris Pietig
3NT N -690 0.57 8-Laura Craft-Sharon Dameron vs.
6-Georgann DeMoss-Bernadette Cleary
3NT N -600 6.593 9-Carol Panzer-Martha Peterson vs.
2-Caryl Martinez-Ahmed Ibrahim

Dlr: N Vul: Both
13
7 14 11 8
J 8 4 3 8 2 A Q 3 10 9 7 5
A Q 6 2 7 3 5 2 A K J 8 3
10 7 A K Q 9 5 10 6 Q 6 4 2

K 9 5 J 10 6 4 K J 9 8 7 4
Deep Finesse Analysis:
NS 2; EW 1N; EW 1; E 3; EW 5; W 2;

N-S

Contract By Score Matchpoints% Pairs
2 E -170 343 1-Ellie Fehrman-Chris Pietig vs.
6-David Diehm-Carolyn Diehm
5 E -600 1.521 2-Caryl Martinez-Ahmed Ibrahim vs.
8-Laura Craft-Sharon Dameron
3 W -130 457 3-Marilyn Jones-Claudia Blackman vs.
1-Patricia Christie-Christine Hatton
4 S -100 571 4-Mark Marty-Judy Kennedy vs.
3-Mary David-Dianne Swieskowski
4 E -620 00 5-Patty Barry-Dolores Brady vs.
5-Elaine Thompson-Sheila Caffrey
3NT E 200 7100 7-Darrel Draper-JoAnne Draper vs.
9-Carol Panzer-Martha Peterson
5 W 100 686 8-Christopher Gorton-Cynthia Gorton vs.
2-John Crittenden-Ann Gruidel
3NT W -600 1.521 9-Beverly Loehrke-Margaret Barber vs.
4-Ronald Nielsen-Carolyn Nielsen

E-W

Contract By Score Matchpoints% Pairs
3 W 130 343 1-Patricia Christie-Christine Hatton vs.
3-Marilyn Jones-Claudia Blackman
5 W -100 114 2-John Crittenden-Ann Gruidel vs.
8-Christopher Gorton-Cynthia Gorton
4 S 100 229 3-Mary David-Dianne Swieskowski vs.
4-Mark Marty-Judy Kennedy
3NT W 600 5.579 4-Ronald Nielsen-Carolyn Nielsen vs.
9-Beverly Loehrke-Margaret Barber
4 E 620 7100 5-Elaine Thompson-Sheila Caffrey vs.
5-Patty Barry-Dolores Brady
2 E 170 457 6-David Diehm-Carolyn Diehm vs.
1-Ellie Fehrman-Chris Pietig
5 E 600 5.579 8-Laura Craft-Sharon Dameron vs.
2-Caryl Martinez-Ahmed Ibrahim
3NT E -200 00 9-Carol Panzer-Martha Peterson vs.
7-Darrel Draper-JoAnne Draper

Dlr: E Vul: None
14
8 8 10 14
10 2 K 9 2 K Q 10 9 2 10 7 2
8 7 4 3 Q 4 3 A 3 Q 6 5 3
J 6 5 A J 6 8 7 6 5 4 K J

A K Q 9 10 8 7 5 J A 9 8 4
Deep Finesse Analysis:
NS 3N; NS 2; NS 2; NS 2; NS 2;

N-S

Contract By Score Matchpoints% Pairs
1NT N 150 571 1-Ellie Fehrman-Chris Pietig vs.
6-David Diehm-Carolyn Diehm
1NT N 150 571 2-Caryl Martinez-Ahmed Ibrahim vs.
8-Laura Craft-Sharon Dameron
1NT N 150 571 3-Marilyn Jones-Claudia Blackman vs.
1-Patricia Christie-Christine Hatton
1NT N 150 571 4-Mark Marty-Judy Kennedy vs.
3-Mary David-Dianne Swieskowski
1 S 80 114 5-Patty Barry-Dolores Brady vs.
5-Elaine Thompson-Sheila Caffrey
3NT S -50 00 7-Darrel Draper-JoAnne Draper vs.
9-Carol Panzer-Martha Peterson
1NT N 150 571 8-Christopher Gorton-Cynthia Gorton vs.
2-John Crittenden-Ann Gruidel
1NT S 120 229 9-Beverly Loehrke-Margaret Barber vs.
4-Ronald Nielsen-Carolyn Nielsen

E-W

Contract By Score Matchpoints% Pairs
1NT N -150 229 1-Patricia Christie-Christine Hatton vs.
3-Marilyn Jones-Claudia Blackman
1NT N -150 229 2-John Crittenden-Ann Gruidel vs.
8-Christopher Gorton-Cynthia Gorton
1NT N -150 229 3-Mary David-Dianne Swieskowski vs.
4-Mark Marty-Judy Kennedy
1NT S -120 571 4-Ronald Nielsen-Carolyn Nielsen vs.
9-Beverly Loehrke-Margaret Barber
1 S -80 686 5-Elaine Thompson-Sheila Caffrey vs.
5-Patty Barry-Dolores Brady
1NT N -150 229 6-David Diehm-Carolyn Diehm vs.
1-Ellie Fehrman-Chris Pietig
1NT N -150 229 8-Laura Craft-Sharon Dameron vs.
2-Caryl Martinez-Ahmed Ibrahim
3NT S 50 7100 9-Carol Panzer-Martha Peterson vs.
7-Darrel Draper-JoAnne Draper

Dlr: S Vul: N-S
15
8 9 16 7
K Q 10 9 5 4 2 J Q 9 8 5 4
J 6 K Q 4 9 8 7 6 5 2 Q J
A 3 A 9 8 6 5 A 10 3 A 7 3

8 7 10 7 3 2 K J 4 K 10 6 2
Deep Finesse Analysis:
NS 2; NS 2; EW 3N; EW 3; EW 5;

N-S

Contract By Score Matchpoints% Pairs
3 N 170 6.593 1-Ellie Fehrman-Chris Pietig vs.
6-David Diehm-Carolyn Diehm
3 N -100 229 2-Caryl Martinez-Ahmed Ibrahim vs.
8-Laura Craft-Sharon Dameron
4 W 50 3.550 3-Marilyn Jones-Claudia Blackman vs.
1-Patricia Christie-Christine Hatton
3 N 170 6.593 4-Mark Marty-Judy Kennedy vs.
3-Mary David-Dianne Swieskowski
3 W -110 114 5-Patty Barry-Dolores Brady vs.
5-Elaine Thompson-Sheila Caffrey
4 W 50 3.550 7-Darrel Draper-JoAnne Draper vs.
9-Carol Panzer-Martha Peterson
4 E -420 00 8-Christopher Gorton-Cynthia Gorton vs.
2-John Crittenden-Ann Gruidel
3 N 140 571 9-Beverly Loehrke-Margaret Barber vs.
4-Ronald Nielsen-Carolyn Nielsen

E-W

Contract By Score Matchpoints% Pairs
4 W -50 3.550 1-Patricia Christie-Christine Hatton vs.
3-Marilyn Jones-Claudia Blackman
4 E 420 7100 2-John Crittenden-Ann Gruidel vs.
8-Christopher Gorton-Cynthia Gorton
3 N -170 0.57 3-Mary David-Dianne Swieskowski vs.
4-Mark Marty-Judy Kennedy
3 N -140 229 4-Ronald Nielsen-Carolyn Nielsen vs.
9-Beverly Loehrke-Margaret Barber
3 W 110 686 5-Elaine Thompson-Sheila Caffrey vs.
5-Patty Barry-Dolores Brady
3 N -170 0.57 6-David Diehm-Carolyn Diehm vs.
1-Ellie Fehrman-Chris Pietig
3 N 100 571 8-Laura Craft-Sharon Dameron vs.
2-Caryl Martinez-Ahmed Ibrahim
4 W -50 3.550 9-Carol Panzer-Martha Peterson vs.
7-Darrel Draper-JoAnne Draper

Dlr: W Vul: E-W
16
9 6 12 13
Q 10 5 Q 9 6 Q 9 7 2 K 5 4
8 6 J 10 4 3 J 8 6 4 A 6 2
J 9 7 3 2 A 7 5 2 A K 10 5

A K 4 K 8 3 Q J 10 9 8 7 3
Deep Finesse Analysis:
NS 4; EW 2; EW 3; EW 2;

N-S

Contract By Score Matchpoints% Pairs
3 S 130 3.550 1-Ellie Fehrman-Chris Pietig vs.
5-Elaine Thompson-Sheila Caffrey
4 S 150 7100 2-Caryl Martinez-Ahmed Ibrahim vs.
7-Victoria Billard-Marilyn Hutcherson
2 S 130 3.550 3-Marilyn Jones-Claudia Blackman vs.
9-Carol Panzer-Martha Peterson
5 S -50 00 4-Mark Marty-Judy Kennedy vs.
2-John Crittenden-Ann Gruidel
2 S 130 3.550 5-Patty Barry-Dolores Brady vs.
4-Ronald Nielsen-Carolyn Nielsen
2 S 130 3.550 6-Georgann DeMoss-Bernadette Cleary vs.
6-David Diehm-Carolyn Diehm
3 S 130 3.550 8-Christopher Gorton-Cynthia Gorton vs.
1-Patricia Christie-Christine Hatton
4 S 130 3.550 9-Beverly Loehrke-Margaret Barber vs.
3-Mary David-Dianne Swieskowski

E-W

Contract By Score Matchpoints% Pairs
3 S -130 3.550 1-Patricia Christie-Christine Hatton vs.
8-Christopher Gorton-Cynthia Gorton
5 S 50 7100 2-John Crittenden-Ann Gruidel vs.
4-Mark Marty-Judy Kennedy
4 S -130 3.550 3-Mary David-Dianne Swieskowski vs.
9-Beverly Loehrke-Margaret Barber
2 S -130 3.550 4-Ronald Nielsen-Carolyn Nielsen vs.
5-Patty Barry-Dolores Brady
3 S -130 3.550 5-Elaine Thompson-Sheila Caffrey vs.
1-Ellie Fehrman-Chris Pietig
2 S -130 3.550 6-David Diehm-Carolyn Diehm vs.
6-Georgann DeMoss-Bernadette Cleary
4 S -150 00 7-Victoria Billard-Marilyn Hutcherson vs.
2-Caryl Martinez-Ahmed Ibrahim
2 S -130 3.550 9-Carol Panzer-Martha Peterson vs.
3-Marilyn Jones-Claudia Blackman

Dlr: N Vul: None
17
7 7 4 22
J 10 9 K 3 Q 8 7 6 2 J 6 2
Q 6 5 2 10 J 10 5 A 10 8 4 3
8 7 4 Q 9 5 4 2 9 4 3 Q 7

A K 3 A J 8 7 6 A K K 9 5
Deep Finesse Analysis:
NS 5N; NS 3; NS 4; NS 4; NS 3;

N-S

Contract By Score Matchpoints% Pairs
3NT S 430 343 1-Ellie Fehrman-Chris Pietig vs.
5-Elaine Thompson-Sheila Caffrey
3NT S 460 6.593 2-Caryl Martinez-Ahmed Ibrahim vs.
7-Victoria Billard-Marilyn Hutcherson
3NT S 460 6.593 3-Marilyn Jones-Claudia Blackman vs.
9-Carol Panzer-Martha Peterson
3NT N 430 343 4-Mark Marty-Judy Kennedy vs.
2-John Crittenden-Ann Gruidel
3NT S 430 343 5-Patty Barry-Dolores Brady vs.
4-Ronald Nielsen-Carolyn Nielsen
3NT N 430 343 6-Georgann DeMoss-Bernadette Cleary vs.
6-David Diehm-Carolyn Diehm
4 S -50 00 8-Christopher Gorton-Cynthia Gorton vs.
1-Patricia Christie-Christine Hatton
3NT N 430 343 9-Beverly Loehrke-Margaret Barber vs.
3-Mary David-Dianne Swieskowski

E-W

Contract By Score Matchpoints% Pairs
4 S 50 7100 1-Patricia Christie-Christine Hatton vs.
8-Christopher Gorton-Cynthia Gorton
3NT N -430 457 2-John Crittenden-Ann Gruidel vs.
4-Mark Marty-Judy Kennedy
3NT N -430 457 3-Mary David-Dianne Swieskowski vs.
9-Beverly Loehrke-Margaret Barber
3NT S -430 457 4-Ronald Nielsen-Carolyn Nielsen vs.
5-Patty Barry-Dolores Brady
3NT S -430 457 5-Elaine Thompson-Sheila Caffrey vs.
1-Ellie Fehrman-Chris Pietig
3NT N -430 457 6-David Diehm-Carolyn Diehm vs.
6-Georgann DeMoss-Bernadette Cleary
3NT S -460 0.57 7-Victoria Billard-Marilyn Hutcherson vs.
2-Caryl Martinez-Ahmed Ibrahim
3NT S -460 0.57 9-Carol Panzer-Martha Peterson vs.
3-Marilyn Jones-Claudia Blackman

Dlr: E Vul: N-S
18
15 16 3 6
A K J J K Q 7 4 3 J 10 6 4
Q 10 9 6 4 2 A K 6 A K 5 3
8 7 5 3 Q 10 9 7 J 10 8 2 2

8 5 4 3 2 A 9 6 5 Q 9 8 7
Deep Finesse Analysis:
NS 1N; NS 2; NS 2; EW 4; EW 2;

N-S

Contract By Score Matchpoints% Pairs
5 W 50 457 1-Ellie Fehrman-Chris Pietig vs.
5-Elaine Thompson-Sheila Caffrey
5xx E 200 7100 2-Caryl Martinez-Ahmed Ibrahim vs.
7-Victoria Billard-Marilyn Hutcherson
4 W -420 1.521 3-Marilyn Jones-Claudia Blackman vs.
9-Carol Panzer-Martha Peterson
4 E -420 1.521 4-Mark Marty-Judy Kennedy vs.
2-John Crittenden-Ann Gruidel
3 N 110 686 5-Patty Barry-Dolores Brady vs.
4-Ronald Nielsen-Carolyn Nielsen
3xx W -960 00 6-Georgann DeMoss-Bernadette Cleary vs.
6-David Diehm-Carolyn Diehm
4x W 100 571 8-Christopher Gorton-Cynthia Gorton vs.
1-Patricia Christie-Christine Hatton
3 W -170 343 9-Beverly Loehrke-Margaret Barber vs.
3-Mary David-Dianne Swieskowski

E-W

Contract By Score Matchpoints% Pairs
4x W -100 229 1-Patricia Christie-Christine Hatton vs.
8-Christopher Gorton-Cynthia Gorton
4 E 420 5.579 2-John Crittenden-Ann Gruidel vs.
4-Mark Marty-Judy Kennedy
3 W 170 457 3-Mary David-Dianne Swieskowski vs.
9-Beverly Loehrke-Margaret Barber
3 N -110 114 4-Ronald Nielsen-Carolyn Nielsen vs.
5-Patty Barry-Dolores Brady
5 W -50 343 5-Elaine Thompson-Sheila Caffrey vs.
1-Ellie Fehrman-Chris Pietig
3xx W 960 7100 6-David Diehm-Carolyn Diehm vs.
6-Georgann DeMoss-Bernadette Cleary
5xx E -200 00 7-Victoria Billard-Marilyn Hutcherson vs.
2-Caryl Martinez-Ahmed Ibrahim
4 W 420 5.579 9-Carol Panzer-Martha Peterson vs.
3-Marilyn Jones-Claudia Blackman

Dlr: S Vul: E-W
19
10 7 9 14
A 7 4 A Q 6 4 3 8 5 3 10 9
K J 10 6 5 2 Q 9 7 6 J 7 5
8 J 10 9 7 K J 10 4 2 A 3 2

Q 9 5 3 2 K 8 A K Q 8 6 4
Deep Finesse Analysis:
NS 1N; NS 4; NS 3; NS 3; EW 1;

N-S

Contract By Score Matchpoints% Pairs
4 S -100 1.521 1-Ellie Fehrman-Chris Pietig vs.
4-Ronald Nielsen-Carolyn Nielsen
4 S -50 571 2-Caryl Martinez-Ahmed Ibrahim vs.
6-David Diehm-Carolyn Diehm
4x S -100 1.521 3-Marilyn Jones-Claudia Blackman vs.
8-Laura Craft-Sharon Dameron
4 S -50 571 4-Mark Marty-Judy Kennedy vs.
1-Patricia Christie-Christine Hatton
4 S -50 571 5-Patty Barry-Dolores Brady vs.
3-Mary David-Dianne Swieskowski
4 S -100 1.521 6-Georgann DeMoss-Bernadette Cleary vs.
5-Elaine Thompson-Sheila Caffrey
170 7100 7-Darrel Draper-JoAnne Draper vs.
7-Victoria Billard-Marilyn Hutcherson
4 S -100 1.521 9-Beverly Loehrke-Margaret Barber vs.
2-John Crittenden-Ann Gruidel

E-W

Contract By Score Matchpoints% Pairs
4 S 50 1.2117 1-Patricia Christie-Christine Hatton vs.
4-Mark Marty-Judy Kennedy
4 S 100 5.2174 2-John Crittenden-Ann Gruidel vs.
9-Beverly Loehrke-Margaret Barber
4 S 50 1.2117 3-Mary David-Dianne Swieskowski vs.
5-Patty Barry-Dolores Brady
4 S 100 5.2174 4-Ronald Nielsen-Carolyn Nielsen vs.
1-Ellie Fehrman-Chris Pietig
4 S 100 5.2174 5-Elaine Thompson-Sheila Caffrey vs.
6-Georgann DeMoss-Bernadette Cleary
4 S 50 1.2117 6-David Diehm-Carolyn Diehm vs.
2-Caryl Martinez-Ahmed Ibrahim
AVE+ 4.260 7-Victoria Billard-Marilyn Hutcherson vs.
7-Darrel Draper-JoAnne Draper
4x S 100 5.2174 8-Laura Craft-Sharon Dameron vs.
3-Marilyn Jones-Claudia Blackman

Dlr: W Vul: Both
20
10 7 15 8
A Q 9 7 6 3 10 A 6 4 5 4 2
J 5 7 5 Q 7 5 3 2 A 8 6 3
K 8 4 2 A Q J 9 2 K 10 Q 7

10 K 8 6 4 3 J 9 8 K J 10 9
Deep Finesse Analysis:
NS 1N; NS 2; NS 1; NS 1; NS 1;

N-S

Contract By Score Matchpoints% Pairs
3 E 200 5.579 1-Ellie Fehrman-Chris Pietig vs.
4-Ronald Nielsen-Carolyn Nielsen
2NT W 100 114 2-Caryl Martinez-Ahmed Ibrahim vs.
6-David Diehm-Carolyn Diehm
2 N 110 343 3-Marilyn Jones-Claudia Blackman vs.
8-Laura Craft-Sharon Dameron
3 E 100 114 4-Mark Marty-Judy Kennedy vs.
1-Patricia Christie-Christine Hatton
2 N 170 457 5-Patty Barry-Dolores Brady vs.
3-Mary David-Dianne Swieskowski
3 E 200 5.579 6-Georgann DeMoss-Bernadette Cleary vs.
5-Elaine Thompson-Sheila Caffrey
300 7100 7-Darrel Draper-JoAnne Draper vs.
7-Victoria Billard-Marilyn Hutcherson
3 E 100 114 9-Beverly Loehrke-Margaret Barber vs.
2-John Crittenden-Ann Gruidel

E-W

Contract By Score Matchpoints% Pairs
3 E -100 5.7983 1-Patricia Christie-Christine Hatton vs.
4-Mark Marty-Judy Kennedy
3 E -100 5.7983 2-John Crittenden-Ann Gruidel vs.
9-Beverly Loehrke-Margaret Barber
2 N -170 2.3634 3-Mary David-Dianne Swieskowski vs.
5-Patty Barry-Dolores Brady
3 E -200 0.649 4-Ronald Nielsen-Carolyn Nielsen vs.
1-Ellie Fehrman-Chris Pietig
3 E -200 0.649 5-Elaine Thompson-Sheila Caffrey vs.
6-Georgann DeMoss-Bernadette Cleary
2NT W -100 5.7983 6-David Diehm-Carolyn Diehm vs.
2-Caryl Martinez-Ahmed Ibrahim
AVE+ 4.260 7-Victoria Billard-Marilyn Hutcherson vs.
7-Darrel Draper-JoAnne Draper
2 N -110 3.550 8-Laura Craft-Sharon Dameron vs.
3-Marilyn Jones-Claudia Blackman

Dlr: N Vul: N-S
21
13 17 5 5
Q 9 7 6 4 3 A 10 7 6 A K 7
A K K Q 7 5 2 Q J 8 4 3 Q
J 8 5 A 10 9 8 6 2 9 8 5 3

10 4 3 2 J K 9 5 J 10 6 4 2
Deep Finesse Analysis:
NS 2; NS 2; EW 5;

N-S

Contract By Score Matchpoints% Pairs
1 W -170 5.579 1-Ellie Fehrman-Chris Pietig vs.
4-Ronald Nielsen-Carolyn Nielsen
3 E -170 5.579 2-Caryl Martinez-Ahmed Ibrahim vs.
6-David Diehm-Carolyn Diehm
3 W -200 343 3-Marilyn Jones-Claudia Blackman vs.
8-Laura Craft-Sharon Dameron
3 W -170 5.579 4-Mark Marty-Judy Kennedy vs.
1-Patricia Christie-Christine Hatton
4 W -420 229 5-Patty Barry-Dolores Brady vs.
3-Mary David-Dianne Swieskowski
3 W -170 5.579 6-Georgann DeMoss-Bernadette Cleary vs.
5-Elaine Thompson-Sheila Caffrey
4 W -450 0.57 7-Darrel Draper-JoAnne Draper vs.
7-Victoria Billard-Marilyn Hutcherson
4 W -450 0.57 9-Beverly Loehrke-Margaret Barber vs.
2-John Crittenden-Ann Gruidel

E-W

Contract By Score Matchpoints% Pairs
3 W 170 1.521 1-Patricia Christie-Christine Hatton vs.
4-Mark Marty-Judy Kennedy
4 W 450 6.593 2-John Crittenden-Ann Gruidel vs.
9-Beverly Loehrke-Margaret Barber
4 W 420 571 3-Mary David-Dianne Swieskowski vs.
5-Patty Barry-Dolores Brady
1 W 170 1.521 4-Ronald Nielsen-Carolyn Nielsen vs.
1-Ellie Fehrman-Chris Pietig
3 W 170 1.521 5-Elaine Thompson-Sheila Caffrey vs.
6-Georgann DeMoss-Bernadette Cleary
3 E 170 1.521 6-David Diehm-Carolyn Diehm vs.
2-Caryl Martinez-Ahmed Ibrahim
4 W 450 6.593 7-Victoria Billard-Marilyn Hutcherson vs.
7-Darrel Draper-JoAnne Draper
3 W 200 457 8-Laura Craft-Sharon Dameron vs.
3-Marilyn Jones-Claudia Blackman

Dlr: E Vul: E-W
22
7 7 10 16
Q 5 4 3 J 10 8 6 10 4 A 5 2
7 A 9 7 5 4 2 5 3 K 9 7 6
8 6 2 K A 8 7 Q J 10 8 4 3

A K J 10 9 Q 3 K Q J 9 6 2
Deep Finesse Analysis:
NS 4; NS 3; E 1; E 4; W 3;

N-S

Contract By Score Matchpoints% Pairs
4 S 450 686 1-Ellie Fehrman-Chris Pietig vs.
3-Mary David-Dianne Swieskowski
4 S 150 00 2-Caryl Martinez-Ahmed Ibrahim vs.
5-Elaine Thompson-Sheila Caffrey
4 S 420 2.536 3-Marilyn Jones-Claudia Blackman vs.
7-Victoria Billard-Marilyn Hutcherson
4 S 450 686 4-Mark Marty-Judy Kennedy vs.
9-Carol Panzer-Martha Peterson
4 N 450 686 5-Patty Barry-Dolores Brady vs.
2-John Crittenden-Ann Gruidel
4 S 420 2.536 6-Georgann DeMoss-Bernadette Cleary vs.
4-Ronald Nielsen-Carolyn Nielsen
4 S 420 2.536 7-Darrel Draper-JoAnne Draper vs.
6-David Diehm-Carolyn Diehm
4 S 420 2.536 8-Christopher Gorton-Cynthia Gorton vs.
8-Laura Craft-Sharon Dameron

E-W

Contract By Score Matchpoints% Pairs
4 N -450 114 2-John Crittenden-Ann Gruidel vs.
5-Patty Barry-Dolores Brady
4 S -450 114 3-Mary David-Dianne Swieskowski vs.
1-Ellie Fehrman-Chris Pietig
4 S -420 4.564 4-Ronald Nielsen-Carolyn Nielsen vs.
6-Georgann DeMoss-Bernadette Cleary
4 S -150 7100 5-Elaine Thompson-Sheila Caffrey vs.
2-Caryl Martinez-Ahmed Ibrahim
4 S -420 4.564 6-David Diehm-Carolyn Diehm vs.
7-Darrel Draper-JoAnne Draper
4 S -420 4.564 7-Victoria Billard-Marilyn Hutcherson vs.
3-Marilyn Jones-Claudia Blackman
4 S -420 4.564 8-Laura Craft-Sharon Dameron vs.
8-Christopher Gorton-Cynthia Gorton
4 S -450 114 9-Carol Panzer-Martha Peterson vs.
4-Mark Marty-Judy Kennedy

Dlr: S Vul: Both
23
14 4 12 10
J 6 Q 8 A J 8 7 3 2 A Q 8
9 8 K 10 7 6 3 10 J 10 9 6 2
A K 10 7 4 2 K Q 9 5 4 5 4

Q 5 3 A J 9 5 4 2 6 K 7 3
Deep Finesse Analysis:
NS 1N; NS 2; NS 1; NS 1; EW 1;

N-S

Contract By Score Matchpoints% Pairs
3 E -140 343 1-Ellie Fehrman-Chris Pietig vs.
3-Mary David-Dianne Swieskowski
3NT S 630 7100 2-Caryl Martinez-Ahmed Ibrahim vs.
5-Elaine Thompson-Sheila Caffrey
4 E 300 686 3-Marilyn Jones-Claudia Blackman vs.
7-Victoria Billard-Marilyn Hutcherson
4 S -200 1.521 4-Mark Marty-Judy Kennedy vs.
9-Carol Panzer-Martha Peterson
3 S -100 571 5-Patty Barry-Dolores Brady vs.
2-John Crittenden-Ann Gruidel
4 S -200 1.521 6-Georgann DeMoss-Bernadette Cleary vs.
4-Ronald Nielsen-Carolyn Nielsen
2 E -110 457 7-Darrel Draper-JoAnne Draper vs.
6-David Diehm-Carolyn Diehm
4x S -500 00 8-Christopher Gorton-Cynthia Gorton vs.
8-Laura Craft-Sharon Dameron

E-W

Contract By Score Matchpoints% Pairs
3 S 100 229 2-John Crittenden-Ann Gruidel vs.
5-Patty Barry-Dolores Brady
3 E 140 457 3-Mary David-Dianne Swieskowski vs.
1-Ellie Fehrman-Chris Pietig
4 S 200 5.579 4-Ronald Nielsen-Carolyn Nielsen vs.
6-Georgann DeMoss-Bernadette Cleary
3NT S -630 00 5-Elaine Thompson-Sheila Caffrey vs.
2-Caryl Martinez-Ahmed Ibrahim
2 E 110 343 6-David Diehm-Carolyn Diehm vs.
7-Darrel Draper-JoAnne Draper
4 E -300 114 7-Victoria Billard-Marilyn Hutcherson vs.
3-Marilyn Jones-Claudia Blackman
4x S 500 7100 8-Laura Craft-Sharon Dameron vs.
8-Christopher Gorton-Cynthia Gorton
4 S 200 5.579 9-Carol Panzer-Martha Peterson vs.
4-Mark Marty-Judy Kennedy

Dlr: W Vul: None
24
13 7 16 4
A Q 9 K J 7 2 K 9 7 2 8 2
10 8 6 4 6 5 4 A Q J 10 7 5
K J 10 8 5 2 Q 3 A Q J K 9

7 6 4 3 A 9 5 10 8 3 6 4 3
Deep Finesse Analysis:
EW 3N; EW 2; EW 2; EW 2; EW 5;

N-S

Contract By Score Matchpoints% Pairs
3 E 100 686 1-Ellie Fehrman-Chris Pietig vs.
3-Mary David-Dianne Swieskowski
2 E 50 3.550 2-Caryl Martinez-Ahmed Ibrahim vs.
5-Elaine Thompson-Sheila Caffrey
5 W 100 686 3-Marilyn Jones-Claudia Blackman vs.
7-Victoria Billard-Marilyn Hutcherson
3 E 50 3.550 4-Mark Marty-Judy Kennedy vs.
9-Carol Panzer-Martha Peterson
5 W 100 686 5-Patty Barry-Dolores Brady vs.
2-John Crittenden-Ann Gruidel
3 W -130 114 6-Georgann DeMoss-Bernadette Cleary vs.
4-Ronald Nielsen-Carolyn Nielsen
2 E -110 229 7-Darrel Draper-JoAnne Draper vs.
6-David Diehm-Carolyn Diehm
3 E -140 00 8-Christopher Gorton-Cynthia Gorton vs.
8-Laura Craft-Sharon Dameron

E-W

Contract By Score Matchpoints% Pairs
5 W -100 114 2-John Crittenden-Ann Gruidel vs.
5-Patty Barry-Dolores Brady
3 E -100 114 3-Mary David-Dianne Swieskowski vs.
1-Ellie Fehrman-Chris Pietig
3 W 130 686 4-Ronald Nielsen-Carolyn Nielsen vs.
6-Georgann DeMoss-Bernadette Cleary
2 E -50 3.550 5-Elaine Thompson-Sheila Caffrey vs.
2-Caryl Martinez-Ahmed Ibrahim
2 E 110 571 6-David Diehm-Carolyn Diehm vs.
7-Darrel Draper-JoAnne Draper
5 W -100 114 7-Victoria Billard-Marilyn Hutcherson vs.
3-Marilyn Jones-Claudia Blackman
3 E 140 7100 8-Laura Craft-Sharon Dameron vs.
8-Christopher Gorton-Cynthia Gorton
3 E -50 3.550 9-Carol Panzer-Martha Peterson vs.
4-Mark Marty-Judy Kennedy

Dlr: N Vul: E-W
25
10 13 4 13
K Q 10 8 J 5 4 J 10 K 10 7 5
9 3 K Q 10 3 2 K A J 9 6 2
7 4 2 9 7 Q 7 6 5 4 Q 8 3

A J 6 5 A 8 6 A 9 8 3 2 4
Deep Finesse Analysis:
N 1N; NS 4; NS 1; NS 3; S 2N; EW 1;

N-S

Contract By Score Matchpoints% Pairs
2 S 170 571 2-Caryl Martinez-Ahmed Ibrahim vs.
4-Ronald Nielsen-Carolyn Nielsen
3 N 170 571 3-Marilyn Jones-Claudia Blackman vs.
6-David Diehm-Carolyn Diehm
3 W -110 00 4-Mark Marty-Judy Kennedy vs.
8-Laura Craft-Sharon Dameron
3 N 140 2.536 5-Patty Barry-Dolores Brady vs.
1-Patricia Christie-Christine Hatton
2 S 170 571 6-Georgann DeMoss-Bernadette Cleary vs.
3-Mary David-Dianne Swieskowski
2 S 140 2.536 7-Darrel Draper-JoAnne Draper vs.
5-Elaine Thompson-Sheila Caffrey
4x E 800 7100 8-Christopher Gorton-Cynthia Gorton vs.
7-Victoria Billard-Marilyn Hutcherson
3 N -50 114 9-Beverly Loehrke-Margaret Barber vs.
9-Carol Panzer-Martha Peterson

E-W

Contract By Score Matchpoints% Pairs
3 N -140 4.564 1-Patricia Christie-Christine Hatton vs.
5-Patty Barry-Dolores Brady
2 S -170 229 3-Mary David-Dianne Swieskowski vs.
6-Georgann DeMoss-Bernadette Cleary
2 S -170 229 4-Ronald Nielsen-Carolyn Nielsen vs.
2-Caryl Martinez-Ahmed Ibrahim
2 S -140 4.564 5-Elaine Thompson-Sheila Caffrey vs.
7-Darrel Draper-JoAnne Draper
3 N -170 229 6-David Diehm-Carolyn Diehm vs.
3-Marilyn Jones-Claudia Blackman
4x E -800 00 7-Victoria Billard-Marilyn Hutcherson vs.
8-Christopher Gorton-Cynthia Gorton
3 W 110 7100 8-Laura Craft-Sharon Dameron vs.
4-Mark Marty-Judy Kennedy
3 N 50 686 9-Carol Panzer-Martha Peterson vs.
9-Beverly Loehrke-Margaret Barber

Dlr: E Vul: Both
26
15 14 3 8
8 A Q 10 2 A Q J 8 4 Q 10 2
A Q 9 9 8 6 5 3 A K J 8 6
6 5 4 3 7 4 K 10 9 7 6 9 4

K J 10 7 2 K J 3 5 2 7 5 3
Deep Finesse Analysis:
NS 1N; NS 1; NS 1; NS 1; EW 1;

N-S

Contract By Score Matchpoints% Pairs
2NT N -300 0.57 2-Caryl Martinez-Ahmed Ibrahim vs.
4-Ronald Nielsen-Carolyn Nielsen
2 N -100 4.564 3-Marilyn Jones-Claudia Blackman vs.
6-David Diehm-Carolyn Diehm
2 N -100 4.564 4-Mark Marty-Judy Kennedy vs.
8-Laura Craft-Sharon Dameron
3 N -300 0.57 5-Patty Barry-Dolores Brady vs.
1-Patricia Christie-Christine Hatton
2NT N -100 4.564 6-Georgann DeMoss-Bernadette Cleary vs.
3-Mary David-Dianne Swieskowski
2 N -100 4.564 7-Darrel Draper-JoAnne Draper vs.
5-Elaine Thompson-Sheila Caffrey
2 N -100 4.564 8-Christopher Gorton-Cynthia Gorton vs.
7-Victoria Billard-Marilyn Hutcherson
2 N -100 4.564 9-Beverly Loehrke-Margaret Barber vs.
9-Carol Panzer-Martha Peterson

E-W

Contract By Score Matchpoints% Pairs
3 N 300 6.593 1-Patricia Christie-Christine Hatton vs.
5-Patty Barry-Dolores Brady
2NT N 100 2.536 3-Mary David-Dianne Swieskowski vs.
6-Georgann DeMoss-Bernadette Cleary
2NT N 300 6.593 4-Ronald Nielsen-Carolyn Nielsen vs.
2-Caryl Martinez-Ahmed Ibrahim
2 N 100 2.536 5-Elaine Thompson-Sheila Caffrey vs.
7-Darrel Draper-JoAnne Draper
2 N 100 2.536 6-David Diehm-Carolyn Diehm vs.
3-Marilyn Jones-Claudia Blackman
2 N 100 2.536 7-Victoria Billard-Marilyn Hutcherson vs.
8-Christopher Gorton-Cynthia Gorton
2 N 100 2.536 8-Laura Craft-Sharon Dameron vs.
4-Mark Marty-Judy Kennedy
2 N 100 2.536 9-Carol Panzer-Martha Peterson vs.
9-Beverly Loehrke-Margaret Barber

Dlr: S Vul: None
27
3 17 8 12
10 9 3 9 8 5 4 3 K 6 2 9 2
A K Q J 5 4 A Q J 7 4 8 3
7 2 K 7 6 2 9 8 K Q 7 6 5

8 6 A Q J 10 10 5 3 A J 10 4
Deep Finesse Analysis:
NS 1; E 3N; EW 5; EW 5; EW 2; W 2N;

N-S

Contract By Score Matchpoints% Pairs
5 W -450 114 2-Caryl Martinez-Ahmed Ibrahim vs.
4-Ronald Nielsen-Carolyn Nielsen
4 N 450 7100 3-Marilyn Jones-Claudia Blackman vs.
6-David Diehm-Carolyn Diehm
6 W 50 686 4-Mark Marty-Judy Kennedy vs.
8-Laura Craft-Sharon Dameron
4 W -450 114 5-Patty Barry-Dolores Brady vs.
1-Patricia Christie-Christine Hatton
4 W -450 114 6-Georgann DeMoss-Bernadette Cleary vs.
3-Mary David-Dianne Swieskowski
1 W -200 457 7-Darrel Draper-JoAnne Draper vs.
5-Elaine Thompson-Sheila Caffrey
1 W -200 457 8-Christopher Gorton-Cynthia Gorton vs.
7-Victoria Billard-Marilyn Hutcherson
3 W -200 457 9-Beverly Loehrke-Margaret Barber vs.
9-Carol Panzer-Martha Peterson

E-W

Contract By Score Matchpoints% Pairs
4 W 450 686 1-Patricia Christie-Christine Hatton vs.
5-Patty Barry-Dolores Brady
4 W 450 686 3-Mary David-Dianne Swieskowski vs.
6-Georgann DeMoss-Bernadette Cleary
5 W 450 686 4-Ronald Nielsen-Carolyn Nielsen vs.
2-Caryl Martinez-Ahmed Ibrahim
1 W 200 343 5-Elaine Thompson-Sheila Caffrey vs.
7-Darrel Draper-JoAnne Draper
4 N -450 00 6-David Diehm-Carolyn Diehm vs.
3-Marilyn Jones-Claudia Blackman
1 W 200 343 7-Victoria Billard-Marilyn Hutcherson vs.
8-Christopher Gorton-Cynthia Gorton
6 W -50 114 8-Laura Craft-Sharon Dameron vs.
4-Mark Marty-Judy Kennedy
3 W 200 343 9-Carol Panzer-Martha Peterson vs.
9-Beverly Loehrke-Margaret Barber